Our Investment Process

Cash

The Cash strategy consists of resources that you need to meet your family's short-term cash flow needs, including regular income from employment or a pension, safe borrowing capacity, and investment assets earmarked for this purpose.

The aim of the Cash strategy is to provide enough capital to safely meet your short-term expenses

regardless of market volatility.

Consistency

The Consistency strategy are the resources that you need to be focused on meeting your lifetime goals.

Its aim is to ensure that you’re invested in such a way that you have a high probability of meeting those objectives. The risk here is measured in terms of shortfall risk, in other words the possibility of not meeting one of your investment goals.

By coordinating your Cash and Consistency strategies, your confidence in your long-term financial well-being should be secure even in times of financial market volatility and economic crisis.

Continuity

The Continuity strategy consists of your family's excess resources, the share of your family's wealth that goes beyond what is needed to meet one generation's lifetime objectives.

The aim of the Continuity strategy is to pass on assets that you do not need during your lifetime to the next generation, or to use them for other favored causes. Therefore, your Continuity strategy should focus on maximizing the value of transfers to future generations and to make a positive impact on society through philanthropy.